Stamp Duty Calculator

Stamp duty calculator will help you estimate the state charges associated with purchasing your first home, your next home or investment property.

How to calculate transfer duty

Transfer duty on most dutiable transactions involving land is calculated by applying the transfer duty rate to the dutiable value of the property.

Factors that affect transfer duty

Various factors can reduce or increase your transfer duty, such as when:

  • only a part of a property is transferred (e.g. 50%)
  • home concession applies to the transaction, but includes land not for residential purposes
  • several people acquire an interest in property, and some pay the concessional rate of duty while others pay the full rate (mixed and multiple claims)
  • multiple transactions are part of the same arrangement, which can be assessed as if they were 1 transaction
  • an exemption applies, which could result in you paying no duty at all.

Use our transfer duty estimator to get an idea of how much duty you may have to pay.

Use our transfer duty calculator (Opens in new window) for complex calculations.

There are no additional concessions or exemptions for seniors card or pensioner concession card holders.

Additional duty of 7% applies to acquisitions of residential land by foreign persons (including companies and trusts). Find out more about the additional foreign acquirer duty.

Dutiable value

Before you can calculate how much duty you have to pay for a transaction you’ve entered into, you have to determine its dutiable value.

When you buy land in Queensland, the dutiable value is usually either the unencumbered value of the property (usually the market value) or the amount you agree to pay (your consideration) for the transaction—whichever is higher.

This means that even if you pay no money for a transaction (e.g. a family member transfers property to you as a gift), the property being transferred still has a dutiable value. Read the public ruling on residential land valuations (DA505.1) to learn about determining the value of land when no money is being paid for the transfer.

In cases involving transfers of easements or leases, the unencumbered value of the property can be very low. Although no duty is payable on the transfer of property valued at less than $5,000, these transfers still need to be assessed and stamped.

Loan Repayment Calculator

Calculate your repayments based on your loan amount and interest rate.

Extra Repayment Calculator

Estimate the time and interest you can save with regular additional repayments.

Lump Sum Calculator

Estimate the time and interest you can save if you make a lump sum repayment.

How Long To Repay Calculator

Find out how long it would take to repay a loan by paying different amounts.

Home Loan Offset Calculator

Estimate the interest & time you can save with a Home Loan Offset Account.

Property Buying Cost Calculator

This calculator helps you estimate all the costs associated with buying a property.

Saving Goal How Long To Save Calculator

This calculator helps find how long it will take to reach a saving goal.

Borrowing Capacity Calculator

Estimate of how much money you can borrow from a lender.

Fortnightly Repayment Calculator

Calculate how much interest/time can be saved by making fortnightly payments.

Stamp Duty Calculator

Estimate the state charges associated with purchasing a property.

Switching Lenders Calculator

Determine whether switching to a new lender is the right option for you.

Income Annualisation Calculator

Determine annual income from the income year accrued year to date figure.

Property Selling Cost Calculator

This calculator helps you estimate all the costs associated with selling a property.

Saving Goal How Much To Save Calculator

This calculator helps find how much you need to save to reach a saving goal.

The results from each calculator should be used as an indication only. For more detailed information we recommend that you contact Your Home Loan Consultant on 0401 388 153.

*Your borrowing capacity can vary from lender to lender. So to get an accurate assessment of your borrowing limit, we use each lender's serviceability calculator to confirm the amount you can borrow is for each lender.

For more information contact Your Home Loan Consultant on 0401 388 153

Can't talk Right Now!

Schedule a time directly into our calendar at a time that suits you.

Contact us today or book a time for us to call you! 


The total amount of government fees and charges is an estimate only based on the information entered. Stamp duty concessions may be available depending upon your circumstances. The information contained in this website is of a general nature only and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute financial advice. Lender policy, terms and conditions, fees and charges may apply. Other fees and charges such as repairs to the property, renovations, hiring a removalist and council / water rates adjustments may be applicable. You should discuss any associated cost of buying a property with your conveyancer.

>